If they are all retirement accounts, such as 401k, 403b, IRA, etc.
that can be rolled over into an IRA, it is probably a good idea to consolidate them into one account.
Even if you are doing the 401k yourself, it is likely less expensive and more functional to combine them. You could certainly rollover your Guidestone account to your current 401k. The point I would like to make is that it is important to know why you are looking to consolidate your “old” 401(k)’s.
If it is simply for convenience, then you may be limiting some potential financial benefits now and in the future.
This is not a "black and white" answer, as indicated by the responses thus far.
I am assuming that your retirement accounts are a combination of 401k's and IRA's.
There are several good reasons for consolidating your Roth IRA accounts. You have fewer account statements to review and potentially fewer financial institutions with which to deal.
You may also be able to reduce certain fees after a consolidation.
Once that date has passed, there is no longer a need to keep a separate Roth IRA.
Consolidating generally does not mean that you have to cash in your investments in order to move cash to the receiving custodian.
You can usually transfer your existing assets from one Roth IRA to another Roth IRA, depending on what your Roth IRA is invested in. You can do only one 60-day rollover of Roth IRA assets to another Roth IRA in a 12-month period.
I have used a lot of Roth terms in this post that some of you may not be familiar with such as recharacterization and net income calculation.
You can find more information on the IRS website, gov for those unfamiliar terms, or you can use the search bar at the top right of learn more about any unfamiliar terms.In most cases, I have not found this to be the case and will e... Clearly going from 3 accounts to 1 account is a good thing - but I would also advise to have different investment strategies working for you in different accounts.